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| Some Frequently Asked Questions For Personal Bankruptcy |
| (For more expansive essays on the topic of insolvency see Bankruptcy Bytes) |
| 1. When can a person go bankrupt? |
| 2. Can my spouse go bankrupt with me? |
| 3. Will my name be published in the newspapers when I go bankrupt? |
| 4. What can I keep after going bankrupt? |
| 5. Can I keep my house after going bankrupt? |
| 6. Can I keep my car after bankruptcy? |
| 7. Can I keep my credit cards if I owe nothing on them? |
| 8. Will I lose my RRSPs? |
| 9. How do I go bankrupt? |
| 10. How do I find a trustee? |
| 11. What are the costs of going bankrupt? |
| 12. What will happen to any garnishment or assignment of wages when I go bankrupt? |
| 13. Will I have to pay anything to the trustee out of my earnings? |
| 14. Will my non-bankrupt spouse have to contribute assets or income toward my creditors? |
| 15. How do I get discharged from bankruptcy? |
| 16. Do all my debts get wiped out by bankruptcy? |
| 17. Is my student loan discharged by bankruptcy? |
| 18. Will bankruptcy help me get rid of obligations under a separation agreement, matrimonial judgement or order? |
| 19. After I go bankrupt but before my discharge, what happens to any property I may obtain, such as legacies, lottery winnings, and tax refunds? |
| 20. Am I under any disabilities while an undischarged bankrupt? |
| 21. How does bankruptcy affect my credit rating? |
| 22. Will I ever be able to buy a house? |
| 23. Are there alternatives to bankruptcy? |
| 24. Do I have to list all of my creditors when I go bankrupt or make a proposal? |
| 25. Can I pay any of my creditors after bankruptcy? |